To give you an idea:
1. 1-2 weeks of full-time work and frustration to open a bank account. If doing advanced (international) banking/business expect 3-6 months of pure hell.
2. Importing your car - took me 14 months.
3. Renewing your car plate - 2 complete days wasted in various lines (insurance, "smog", payment, temp permits, final trip for plate 3 months later).
4. Speeding - cops play/lecture you for 30 mins before accepting a bribe.
5. Cable-internet. Constant hunt for specials. Bills incorrect if not on top of things (expect 2-4 office visits per year).
6. Credit cards - every 3rd bill has had some new bank charge or similar.
7. Contract is everything here - there is no honor or "expected standards". If warm water (pressure) is not mentioned, then no warm water it is.
First 6 months I either wanted to kill the person in front of me or share a beer, if you know what I mean.
Best wishes, Ed
http://www.panama-bank-guide.com/


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