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In my opinion it depends on your tastes. Panama City does have just about anything you could possibly imagine. You can also live within an hour or two and be at a beautiful beach or in the highlands as well. If you are in good physical condition and don't mind walking a little you really don't need a car, just an umbrella. Taxi's run all the time, you can get a bus to just about anywhere in the interior. I do not miss the expense of having a vehicle.
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