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That's very good info, but in your list you have not included:
> medical insurance
> doctors, dentists, and prescriptions
> home insurance
> travel (airfare, hotels, car rental, etc.)
> taxes
You said the balance (approx $930/month) is for "food and going out." If we say (and this is just *my* guess for two people) that groceries and dining out run $500/month, that leaves approx $430/month. Is that enough for the other items I listed? Or do you not buy the things in my list?
Please understand, I am not trying to argue -- I have no doubt that you do live very comfortably. I'm just trying to clarify that what's comfortable for one person may not work for another. E.g., I want to make a couple big trips every year, and that creates a pretty huge line item in my annual budget. :-)
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